Car loan with a Credit score of 593 ?

So i Figured out that I have a credit score of 593, that 7 points shy of the cut off for auto loans from pretty much EVERY bank around. I have paid off old debts, but I guess it take years for it to come off. I make 35000 annually and have around 1700/mo of dissposable income. I can easily make a car payment. I am in teh market for a new auto b/c my old one doesnt have much left in her. Is it possible to get a loan for the car i want it isnt very expensive 24000. I missed the tier by 7 pts and now I am seen as an outcast. Credit is the biggest load of BS ever but i should have kept my finances in order back then, anyway I really need a new car or a newer car and I know that by paying on time for a few months it will look great on my credit and raise it but I cant get to that point because of 7 points. Does any Yahoo! user knwo of a way or bank or place that will finance a person with a score of 593? I am open minded.

Car loan with a Credit score of 593 ?

The quickest solution is to make sure you use no more than 30% of your current credit accounts. You can%26#039;t immediately fix your history, but with your credit account usage accounting for 30% of your credit score (different 30%), you can bump up your score by about 10-15 points within the next few months (2-3).

So if your total credit accounts allow up to $2100, don%26#039;t use more than $630. Keep usage low because creditors see this as overextending yourself.

I hope this helps. Try www.lendingtree.com to see what%26#039;s available. But, do it once your score is up to where you need it to be because the credit inquiries will temporarily bring your score down a few points (tricky, I know). Or, you could try www.roadloans.com, which is owned by Triad Financial (a widely known financial corp).

Car loan with a Credit score of 593 ?

Have you tried your bank? That%26#039;s where we got ours from and we don%26#039;t even make half as much as you and we got a car in 2006 that was a 2004 totaled it and got a car last year that was a 2005. Have you checked your FICO score? It%26#039;s almost like your credit score. Talk to the bak loan officer and tell them your situation and ask them what it would take for a loan. Or go to one of those billy bobs used cars, but a nice one that sells nice cars.

Car loan with a Credit score of 593 ?

If u think u have a few months before this old car dies, I would try increasing your credit limit.on your card. Or applying for a second card and charging very little to it. If you have a smaller credit/debt ratio it can raise your score by a good bit...it%26#039;s brought mine up nearly 20 points in the last few months. Since you%26#039;re almost there I would put it off and check your score again in another few months. Another 7 points should not be that hard to obtain.

Car loan with a Credit score of 593 ?

just have a credit score thats above 700 and you will be able to secure a loan from any of the banks, well just a little word o advice, i used to have bad credit before, it%26#039;s not worth it!

too much headache! i got over with it!

i change my way to do better off without credit card or something that will taking out your money; just forget them!

what i do....i got two bank..one bank is for myself and other bank for buying something that i need; start putting your money every week like 10% out of your check until 5 years later then you be alright. but i you need an unsecured loan for now i know of someone that could be of help to you, his name is Mr Johnson and here is his email link (ben_aggie123@yahoo.com)

Car loan with a Credit score of 593 ?

Hello everyone,

My name is Mrs Susan Donald and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came accross a loan lender Mr Handson Lawrence who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and suprisingly it was all like a dream, i received a loan of $100,000 USD and we payed our rent and did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Handson Lawrence and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via coolersolomon@yahoo.com

Car loan with a Credit score of 593 ?

Are you in need of a loan? and you have been turned down by banks or because

you have a bad credit and for that reason you are now feeling like all hope is

lost, wall i can help you but it all depends on your seriousness and determinations,

the bank rejected you but GOD has not rejected you.

My name is Mr.David Williams C.E.O.Willi Loans Firms Ins,i operate a registered and

government approved lending firm, i give out loans at an interest rate of 3% to

individuals and companies that are in need of a financial assistance,if you are genuine

and willing to repay me back my loan contact us coolersolomon@yahoo.com

NOTE: we give out all kinds of loans via account transfer or bank certified check to what ever

country you are

.

I am not a bank and i do not require much documents.

If you are interested in getting a loan from my company, contact me

with the following details.

Below are the required borrower%26#039;s information

* Applicant Full Names:.....................................

* Applicant Contact

Address:.................................

* Phone No:........................................

.

* Country:...................................

.

* Age:.......................................

* Marital Status:....................................

* Amount Required As Loan:......................................

*Proposed Terms/Duration Of

Loan:....................................

*Annual Income:....................................

*Occupation:.............................

MODE OF PAYMENT You are to choose a mode which you prefer the loan to be

sent to you.Below are two option ***********************************

* Payment by bank to bank transfer

* Payment by bank certified check(courier)

************************************ OFFICE USE ONLY

Verified by:________________

Confirmed by: ________________

LOAN AGENT %26#039;S SIGNATURE:________________

All replies should be forwarded to coolersolomon@yahoo.com

Car loan with a Credit score of 593 ?

Hello,

In regards to your question, i would advice you to visit Clarkson Loan Scheme Incorporated.

Few months ago when i had a bad credit a friend of mine introduced me to them, Inspite of my bad credit they were able to lend me a loan of 25,000, British pounds within the space of two days of which i used to revive my business, I think you too can do the same as well, regardless of your nationality.

You can reach them via clarksonloaninquiry@yahoo.com

Sincerely,

Victoria Dingley,

From Newcastle, England.

Car loan with a Credit score of 593 ?

your credit score 593 is not enough for applying a car loan but .don%26#039;t worry its better for you to try for an online loan.some banks lend loans if you also have bad credit.i think that the below website will help you to find right solution.

Car loan with a Credit score of 593 ?

You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment.

This type of risk is absent in an unsecured bad credit car loan. However, if you miss any payment, your lender can file a legal case against you. As you do not offer any collateral, you have to pay higher rate of interest.

http://debt-credit-loan.com/category/Car...