Am I able to buy a used car without credit established?

I went to a dealership in Ohio where I live, and the salesman said that since I have no credit established, chances are slim that I might not be able to get financed for it. The thing is, it%26#039;s a used car so they%26#039;re trying to get it off the lot, I don%26#039;t qualify for any discounts since it is a used car, and I am signing with my sister, so I will be a cosigner and the car will be in her name.

We both have steady jobs, and I thought we%26#039;d be able to get a car.

I was reading some answers and people have said that it is possible to buy a car without any established credit, so do you think I will be able to buy this car with my sister?

Am I able to buy a used car without credit established?

having bad credit or not having established credit spells the same %26quot; high interest %26quot; should you get approved.

I don%26#039;t understand you saying you don%26#039;t qualify for any discount, good credit or bad the price of the vehicle has got no play, it%26#039;s the interest rate that bothers me as to where you end up.

Study this web page on my site about blemished credit http://www.usedcartips.org/CREDI.html from there take a half hour out of your life and do some study on the site, should you have questions feel free to contact me through the site.

Am I able to buy a used car without credit established?

You%26#039;ll find a dealership that will finance you but you probably won%26#039;t like the rate. That%26#039;s the bottom line, if you don%26#039;t have credit or have bad credit you%26#039;ll get the worst rates. There%26#039;s not much you can do about it unless you know someone with good credit that is willing to cosign with you.

Am I able to buy a used car without credit established?

I don%26#039;t think it is a good idea to cosign anything. That can lead to a lot of hard feelings between two people.

There are some car lots that will finance people with no or bad credit. The price you pay is a higher interest rate. Some of these places are also cut throat. If you are late on a payment they will repossess the car in very short order.

Just be careful if you go with one of these places and never pay a payment late.

good luck

Am I able to buy a used car without credit established?

sure but unless you pay cash

your going to need to borrow money to pay for it.

the finance rate they charge you will be higher than the rates for ppl with good credit

so the car will cost you more, maybe a lot more.

It%26#039;s not a good idea to buy a car with a relative or a friend.

if you wreck the car or one person loses their job. bad feelings will mess up your relationships.

Am I able to buy a used car without credit established?

Buy here pay here dealer. rate will be high, but will help establish credit.

Am I able to buy a used car without credit established?

i see some bold assumptions here... the worst one being that a buy here pay here will establish credit. It will only establish credit if they report to the credit bureaus, and most of them dont. You need to get it in writing that they DO report to the credit bureaus, and that you will get established credit.. the double edged sword is, that if you pay late, that will get reported and you will have bad credit established.