How do I get a loan for a car with less than stellar credit?

I am afraid of the high percentage rates I may face if I have no options than the one or two dealers that may finance me, but on the other hand, I need a car! Help!

How do I get a loan for a car with less than stellar credit?

Sounds to me like you already know what your options are. You either will have a high interest rate or pay alot of money down. You can look into financing help from a credit union also. If you don%26#039;t belong to one, you%26#039;ll probrably have to join first. You can also check online with e-loan or lending tree because the lenders compete for your business even if your credit is not considered good.

How do I get a loan for a car with less than stellar credit?

Find a well maintained used car that you can buy for cash.

How do I get a loan for a car with less than stellar credit?

I went to lendingtree.com

i actually got a financing rate (with horrible credit) for 13.8% which i didn%26#039;t think was real bad for a used car.

carmax also found a lender for me with 18.9% financing.

your best bet would be lending tree. apply then wait a few days. you%26#039;ll probably get a lot of %26quot;no%26#039;s%26quot; at first (i did) then i ended up getting a check in the mail for 12000 and my 13.8 interest rate. i ran so fast to carmax to get my new car!